Friday, November 22, 2013

0 When Disaster Strikes Call A Public Insurance Adjuster Palm Beach

By Georgia Diaz


The days following a disaster can be overwhelming. Trying to sort through the maze of documents and forms that must be filed in order to receive a settlement is almost paralyzing. Put your worries at ease by calling a public insurance adjuster Palm Beach. He has the ability to document all of the damages, prepare your claim and file the necessary paperwork in your stead.

Specific courses are available for those who wish to become an adjuster. Once you have taken the coursework, you must get your fingerprints taken and file a fifty thousand dollar surety bond. After this is completed, you must pass a state exam. Once you have passed the state exam, you will receive your license. Upon receiving your license, you may then go to work for an adjuster who is already licensed and appointed to work for one year. During that year, you are required to work at least one hundred hours per month. As you can see, becoming an assessor is not an easy task.

Some assessors choose to become accredited with an association. This should not imply that they have more job experience in the work field. Whether you choose someone who is accredited or not, be assured that with their education and work experience, they will have a better ability of successfully filing your claim.

Damage assessment is necessary to file the claim. Hire someone who will be able to provide the best assessment possible. There will be a need for him to take pictures and measurements. He must assess the roof, the foundation, the floors, ceiling and walls. You will need to provide him with access to the electrical, wiring, heating and cooling units as well. This will all be included in the foundation of his inspection. The more information he has, the better your chances at receiving a fair and reasonable settlement.

Your assessor knows that the burden of proof is in your hands. His job is to make certain that he can prove the amount of damages to the insurer. The more information he can provide, the better your ability to receive a settlement. Once he is ready to file the claim, he will negotiate with the insurer, on your behalf.

After determining the type of coverage you have, he may compare that to the property that has been damaged. Doing this provides additional proof that the claim is based on the information covered in the policy. Whether the damages are a result of a natural disaster or perhaps an electrical or plumbing problem, he will make those determinations and share the information with the carrier.

Have a professional work for you to file your claim. This will assure you that everything will be handled correctly the first time. With his knowledge of local and state laws, as well as his understanding of the carriers, he is better able to show proof of damages in a factual, logical manner. This will also enable him to provide the proper paperwork that is required by most carriers.

Recovering after a disaster takes time and money. Allow a public insurance adjuster Palm Beach to do the hard work for you. Remember that he will work for you, to help file the claim in a timely manner so that you can get the settlement you deserve.




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